BAN2008. Balance Sheet Management: Strategies vs. Tactics for Earnings, Liquidity, Capital, and ALM

There are effective tactics worth examining and executing in today’s rate environment and economic landscape. But don’t get comfortable that you have set a strategy simply by executing tactics. Scott Hildenbrand, Head of Balance Sheet Analysis and Strategy, will cover a series of current themes including liquidity, balance sheet efficiency, securities, derivatives, and capital. The discussion will focus on advantageous tactics and longer-term strategy while highlighting the asset/liability sensitivity and impact to quality or quantity of earnings.

Learning Objectives:

• Distinguish the difference between a tactic and a strategy and why planning for both will benefit your institution
• Evaluate the benefits of quality vs. quantity of earnings and how to tell the difference
• Discover how to protect against rate moves and position your institution for success in different rate environments